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ge years. ``You don't want the proceeds showing up as an asset in the financial-aid calculations,'' Aresty says.Business owners selling their companies should structure their payments so they start well before the junior year of high school, or after college years.One excellent strategy to lower EFC is to place assets in an insurance policy,'' says Brian Greenberg, a certified college-planning specialist and CPA based in Marlton, New Jersey. ``This wou.rosetta ld lower the EFC for FAFSA'' and other aid formulas.File FAFSA AccuratelyShould your financial situation change, alert the college aid office. You can also appeal your initial award letter with new information. Will your income be lower this year? Are you going to be laid off? Let aid officers know as soon as possible.Most importantly, don't automatically assume your child won't qualify for aid. Even.rosetta stone obtaining loans can be a smart planning move.``Make sure you file an FAFSA even if you have $500,000 in income,'' Aresty says. ``You may still qualify for a Stafford loan, which charges no interest while you're in college, or a `no-work' work-study program when there are too many students and not enough jobs.''Even so, extensive aid planning won't be meaningful unless you find a college that ad.rosetta stone language mits your child and is willing to provide grant-based aid. That will require some family homework. It's worthwhile -- if you start long before the junior year of high school.(John F. Wasik, author of ``The Merchant of Power,'' is a Bloomberg News columnist. The opinions expressed are his own.) Rosetta Stone, the computer-based language immersion program offered free to soldiers, has d.the rosetta stone eveloped a new version of its Arabic language course for the Army.The new study course has a military focus that includes 123 military terms and puts an emphasis on military language tasks such as talking with civilians at a vehicle checkpoint, reacting to a roadside bomb incident or training Arabic-speaking soldiers.The new Arabic Military version, which is available o.rosetta stone french nline exclusively, was released es and coalition forces could go home, but I am just not able to do that," said Army Lt. Gen. Peter W. Chiarelli, commander of the Multi-National Corps -- Iraq.Chiarelli, who is preparing to end his second one-year tour in Iraq, gave a mostly positive but sober assessment of U.S. military involvement in Iraq.He praised his forces' effor.rosetta stone spanish ts to tamp down the violence that escalated after the bombing of a Shiite mosque in Samarra in February. But he acknowledged that securing Iraq was taking longer than expected."None of us would make the claim that it's going as fast as we want it to go," he said.Top military leaders had declared 2006 "the year of the police" to acknowledge the importance of training no.beats by dre t just the Iraqi army but also the police in any strategy for withdrawing U.S. troops.Chiarelli said military officials did not think the police would need so much training and did not know that "in some instances militia influence in the police was as high as it was."Chiarelli expressed frustration that "we seem to be totally focused on the military solution to this, like somehow it will be the thin. dinmoc010222 g that will win this." He said that deploying additional U.S. forces would not solve Iraq's problems. Providing jobs, electricity and drinkable water and cleaning up streets would, he said."If I could drive down unemployment in this country just to something that was reasonable, or if other people could help me drive unemployment down here," he said, "I promise you, our casualty figures would not be as high, nor would Iraqi casualties be as high as they are today, nor would the level of violence be as high as it is today."The bipartisan Iraq Study Group last week recommended that the focus of U.S. troops in Iraq be shifted from combat to training Iraqi soldiers and police officers, and that most combat brigades be withdrawn by early 2008.The military has embedded U.S. advisers with Iraqi army divisions and the national police since 2004; 300 such teams are in the country, each with 10 to 15 members.Brig. Gen. Dana J.H. Pit
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